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Rob Kailey is a working schmuck with no ties or affiliations to any governmental or political organizations, save those of sympathy.

Competition and Choice? Not in the Montana Insurance Market

by: Matt Singer

Thu May 28, 2009 at 14:24:54 PM MST


Our friends at Health Care for America NOW! released a report today looking at health insurance competition in Montana, perhaps unsurprisingly they conclude:
In Montana, rural and most urban areas are considered "highly concentrated" under U.S. Department of Justice guidelines.  This kind of concentration means that an insurer can, without fear of consequences, raise premiums and/or reduce the variety of plans or quality of services offered to customers.
Just Blue Cross Blue Shield controls 75% of the insurance market in Montana. Add in New West and you're looking at 85% of the market.

Nationally, Health Care for America NOW! has called for an investigation into violations of anti-trust laws by health insurers.

Interesting side note on anti-trust law, it may legally prevent collusion to reduce costs even if insurers decided to pursue such behavior in good faith. In other words, if we want to lower costs, real regulations and other measures (like a public option to provide meaningful competition) are necessary.

P.S. If you're bored and want more health care wonkery, check out two smart people arguing whether the public option should model Medicare (single-payer-like) or the Veterans' Administration (integrated healthcare a la Britain).

Update -- BCBS denies it.

Matt Singer :: Competition and Choice? Not in the Montana Insurance Market
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True story. (0.00 / 0)
I remember the little chat I had with baucus just prior to the invasion of Iraq.  I explained that it was going to be a disaster, and that we should stay the hell out.  While Mini didn't disagree, he said that a war was what people wanted so he must support it.  That's our Mini, always thinking about what the people want.  Fast foward to the health care  debate.  At LEAST sixty-five percent of the American people want single payer.  Hmm.  Where's Mini's conern for majorities now?  Up his ass I'd say, along with his head!  Which IS it, Mini?  Do you listen to the people  or  don't you?  I think we know.

Ha, Max wrote me and said his vote for the IWR wasn't for war 'cause it required another UN vote. (0.00 / 0)
So it was just to get Saddam to quit making nukes and to give back all that yellow cake to Valerie Plame, or something.

i notice he never raised a stink that there wasn't another UN vote, and George went to war on Max's vote, so what's with that? As the Beatles said;

"Lies, Lies, I can't believe a word you say!"


[ Parent ]
Author doesn't get it (0.00 / 0)

 Every indicator across the board bears witness to the brutal, virulent Insurance industry from Care to Cost, there is NOT one Single redeeming value in the Corporate Health Care FREE Market for anyone on any level.
So why does the writer insist in being WRONG on Health Care? i suggest that possibly he is a Stockholder in the Health Care industry? or is a 'Clinton/Baucus Triangulator' always squirming on the fence of 'what if'!!!

  Or possibly the Writer doesn't understand that WE HAVE PUBLIC OPTION NOW !!! we don't need to wait and let the gd insurance industry let us know when we can have a turn. That's not how it works...WE have Public Option now and it's Called Single Payer. Now how hard is that to comprehend. There's is plenty of work to be done on making HR 676 better than all the rest.

  Why does the writer insist on incorporating the gamut of insurance industry manipulations and deceit to be nice to the stupid and ignorant 'public option' ruse? HELLO??? If you mean Universal Health Care ~ Single Payer, then SAY that don't give me the flaccid 'public option' HCAN drivel. HCAN was set up to diffuse the immanent take over by Single Payer...HCAN is in the Corporate Court!

  From what i can ascertain in the 8 or 9 listening sessions i received word on the silly and senseless notion of "public option" was near invisible. What was VERY VISIBLE was the majority of the listening sessions had to deal with SINGLE PAYER ~ National Guaranteed Health Care HR 676.
  The staffers were long on trying to keep Max's Interest front and center from making hearing sessions in tiny little rooms to switching the times around like in Columbus. But the overall results appear to be a an overwhelming Push for Single Payer!!!  

  So if this is the case why doesn't the Author not join the right side in this death struggle for Health Care instead of sitting on some Corporate political fence?

   William Crain
   Billings, MT

     PS: outside of this woeful major Wrong tangent on Health Care - The writer is excellent as well as the LitW Blog. and if you're on the wrong side of this major issue one is a major enemy of the People; And the HCAN, SEIU, MT Health Care, are just PAID Mercenaries if you will, they are bottom feeders.

   


William.. (0.00 / 0)
you are absolutely right..making this a complicated, "health care wonkery", thing is unnecessary...

We have an excellent government operated system (actually more than one system) in place right now...why grind this through the hoops, and come up with a long list of what doesn't work, to reach a conclusion that we have to settle for something less than the system we have right now, only to protect the "private" insurance industry and their billions in profit, is a giant crock...a smoke screen.


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